Identity Stolen? Hire an Identity Theft Attorney to Guide You

If you think you've been a victim of fraud or identity theft, contact one of the nationwide credit reporting companies and place a fraud alert in your credit report. Identity theft occurs when someone obtains your personal and/or financial information and uses it to assume your identity to make fraudulent transactions and purchases, open new lines of credit, or file false tax returns.

Recovering your identity will take time and require lots of paperwork, so create a system to keep yourself organized and tackle each task one step at a time. If, however, you do not have the time to solve the issues, including contacting the appropriate government agencies and affected businesses, writing compelling letters to concerned parties to document your case and following up on the case, you can always seek legal help and hire an identity theft attorney.

Make It Known to The Authorities

One, file a police report or affidavit stating you believe you are a victim of identity theft or fraud. Identity theft is a crime and the police need to know about it. Unfortunately, thousands of cases go unreported every year because people don’t realize it has happened or because they don’t think the police can do anything about it.

Be sure to get a copy of all documents you fill out—you may need them later on when you start to deal with issues directly pertaining to your credit score.

Review Your Past Credit Card Usages

Making sure that you actually receive all of your expected monthly account communications from lenders is a good way to confirm that none of your accounts has been hijacked. Thoroughly reviewing these documents for transactions or references to account changes that you do not recognize is similarly beneficial. Check everything, but in particular check your credit report for address information that doesn’t belong to you and credit accounts that do not belong to you. While you are at it, place an initial 90-day fraud alert on your credit reporting. You can do this at any of the three credit reporting agencies and they will pass on the fraud alert to the other two credit reporting agencies.

Act quickly. Putting the more info process off until later could result in considerable damage and risk. Take the immediate steps recommended, such as placing a fraud alert on your accounts, ordering your credit report and creating an identity theft report. Keep detailed notes. Always jot down whom you’ve called or written, and keep all records in a single file so you can access them easily.

Taking these steps should help make you a much harder target for identity thieves, site web but it’s important to remain vigilant nonetheless. Your case of identity theft can be resolved by an experienced identity check here theft attorney. Mistakes happen and we're all vulnerable to the treachery of thieves, but as they say in the world of sports, the best offense is a good defense. Undoubtedly, the best you can do to defend your credit is to stay informed and knowledgeable about what's written on your report. You'll be glad you did.

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